Why Do You Need Homeowners Insurance?
It is really all about protecting yourself financially if something unexpected happens to your home or possessions. That’s important because chances are your home is likely one of your largest investments. In many cases, proper coverage is required as part of your mortgage agreement. Homeowners insurance is designed to cover unexpected events such as:
• If your home was destroyed by fire or damaged by a natural disaster, you’d need money to repair or replace it
• If a guest in your home is injured, liability protection and medical coverage help pay expenses
• If you are a victim of theft and vandalism, it can reimburse you for your loss or pay for repairs
• If you are still paying for your home, your lender will require insurance
Our team will help you identify exactly what your policy covers and what it doesn’t, and offer additional coverage if necessary.